Divyam is a team of dedicated professionals supported by a committed staff, offering a comprehensive range of financial services under one roof. We are renowned for our “EEE” ethos – Expertise, Efficiency, and Excellence.
Led by Arpit S Kabra, a qualified Chartered Accountant with over 13 years of experience in the Finance and Treasury domain, Divyam has a strong foundation in delivering exceptional financial solutions. Arpit has previously worked with esteemed organizations such as IDBI Capital Market Services Ltd, Edelweiss Financial Services Ltd, ICICI Bank Limited, and EPL Ltd.
With deep expertise in various verticals of Finance and Treasury operations, Arpit has worked with over 100 corporates and executed deals ranging from INR 30 million to INR 14,000 million for entities of all sizes, aggregating total debt exceeding INR 150,000 million. His skill set includes term sheet negotiations, compliance management, credit and financial appraisal, and the preparation of transaction documents tailored to lender requirements.
Arpit’s extensive network includes relationships with banks, NBFCs, ARCs, credit rating agencies, and other key stakeholders. He has experience raising funds across industries such as textiles, cement, hospitality, renewable energy, real estate, oil and gas, and more. Additionally, he has extensive experience of handling treasury operations, including fund planning, surplus fund investment, forex risk management, and other CFO related services.
At Divyam, we are committed to providing top-tier financial services characterized by our unwavering dedication to expertise, efficiency, and excellence.
Home Loan
Secure your dream home with our flexible and competitive home loan solutions, tailored to meet your unique needs and financial situation.
Loan Against Property
Unlock the value of your property with our Loan Against Property solutions, providing you with the funds you need for various personal purposes.
Personal Loan
Personal Loan solution offers quick and hassle-free access to funds for various needs, including emergencies, travel, or home improvements. You can manage your finances effortlessly with competitive interest rates and flexible repayment options.
Education Loan
Education Loan solution provides comprehensive financial support for your academic journey, covering tuition fees, books, and living expenses. With flexible repayment plans and competitive interest rates, you can focus on your studies.
Term Loan
Achieve your long-term financial goals with our Term Loan solutions, providing structured repayment plans and competitive interest rates.
Working Capital
Enhance your business operations with our Working Capital solutions, ensuring smooth cash flow and meeting your day-to-day financial needs.
Loan Against Property
Unlock the value of your property with our Loan Against Property solutions, providing you with the funds you need for various business purposes.
CGTSME Loan
Support the growth of your small and medium enterprise with our CGTSME Loan solutions, offering collateral-free funding under the Credit Guarantee Fund Trust for Micro and Small Enterprises scheme.
Unsecured Business Loan
Expand and grow your business with our Unsecured Business Loans solutions, offering quick and hassle-free funding without the need for collateral.
Mutual Funds
Maximize your investment potential with diverse range of mutual funds, tailored to suit your risk appetite and financial goals.
Bonds
Secure steady income and diversify your portfolio with varied options of Government bonds, designed to meet various investment needs.
Equity Broking
Navigate the stock market with confidence through our comprehensive equity broking services, offering expert guidance and personalized investment strategies.
NCD Investment
Invest in Non-Convertible Debentures (NCDs) for stable returns and fixed income opportunities, providing an attractive alternative to traditional investments.
Corporate FDs
Benefit from higher interest rates and assured returns with Corporate Fixed Deposits, a reliable investment option for both short and long-term goals.
Expert Knowledge
Our team has deep expertise in financial products and lending practices, ensuring you receive accurate, transparent and insightful guidance.
Competitive Terms
Our product solutions are designed to offer competitive rates and favorable terms from wide range of lenders making them attractive to potential borrowers.
Tailored Solutions
We provide customized loan products solutions to meet the specific needs of our clients, enhancing their satisfaction and loyalty.
Customer Support and Service
Doorstep end to end service right from loan application, to approval process, sanction and disbursement thereby reducing time & complexity and ensuring smooth experience for our clients.
Research-Based Insights
Tapping into the latest research based information and market developments to enable informed decisions.
Comprehensive Suite of Financial Products
Wide range of options to meet diverse financial needs under one roof, providing clients with a one-stop solution for all their financial goals and requirements.
Dedicated Customer Support
Always available to address questions, provide product related information, and resolve any concerns thereby enhancing investment experience of customers.
Term Loan
Textile
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Million
Term Loan
Road
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Million
Term Loan
Solar
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Million
Working Capital
Cement
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Million
Term Loan & Working Capital
Pharmaceuticals
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0
Million
I had a fantastic experience with Divyam Fincap Services for my home loan. From the initial consultation to the final approval, they were incredibly helpful and supportive every step of the way. The team guided me through the entire process, explaining each detail clearly and patiently answering all my questions. I can confidently recommend Divyam Fincap Services to anyone looking for a reliable and trustworthy partner in securing a home loan. Their professionalism and commitment to customer satisfaction truly set them apart
We are delighted to share our experience with CA Arpit S Kabra in securing a Working Capital Loan and Term Loan of Rs. 100 Mn for our pharmaceutical company. From the outset, he demonstrated exceptional professionalism and a deep understanding of our requirement. We were particularly impressed by his negotiation skills which enabled us to obtain the loan at a very competitive rate. Their team worked closely with us to tailor a financing solution that perfectly aligned with our strategic goals and operational needs.
I was seeking an education loan for my masters in USA and contacted Divyam Fincap Services for the same. They guided me through the necessary documentation and negotiated the lowest possible interest rates. When I applied for the loan, I discovered some challenges in my CIBIL report. However thanks to meticulous approach of CA Arpit S Kabra, we were able to address the issues promptly and proceed with our loan application without further delay. He made everything hassle-free and was incredibly approachable. You can trust Divyam with any of your Loan requirements
Mr Arpit S Kabra has done a wonderful job during execution of debt raising transaction of Project Term Loan of Rs. 1710 Million. Mr Arpit possesses deep understanding of credit and loan disbursement process. He is very prompt in responding to the lenders needs and carries high level of energy in his endeavor.
I had a fantastic experience with Divyam Fincap Services for my home loan. From the initial consultation to the final approval, they were incredibly helpful and supportive every step of the way. The team guided me through the entire process, explaining each detail clearly and patiently answering all my questions. I can confidently recommend Divyam Fincap Services to anyone looking for a reliable and trustworthy partner in securing a home loan. Their professionalism and commitment to customer satisfaction truly set them apart
Akshay
Investment Banker
I was seeking an education loan for my masters in USA and contacted Divyam Fincap Services for the same. They guided me through the necessary documentation and negotiated the lowest possible interest rates. When I applied for the loan, I discovered some challenges in my CIBIL report. However thanks to meticulous approach of CA Arpit S Kabra, we were able to address the issues promptly and proceed with our loan application without further delay. He made everything hassle-free and was incredibly approachable. You can trust Divyam with any of your Loan requirements
Saloni
Student Pursuing Masters of Behavioral and Decisions Sciences, USA
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